Call reports 2023
BANK OF YORK — 2023
What BANK OF YORK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 303,687,000 | 301,375,000 | 305,957,000 | 305,855,000 |
| Total loans | 91,470,000 | 93,074,000 | 91,896,000 | 91,616,000 |
| Allowance for loan losses | 863,000 | 899,000 | 881,000 | 983,000 |
| Securities available for sale | 45,689,000 | 44,425,000 | 43,885,000 | 44,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,555,000 | 265,303,000 | 267,238,000 | 272,169,000 |
| Interest-bearing deposits | 161,756,000 | 157,889,000 | 158,246,000 | 162,933,000 |
| Noninterest-bearing deposits | 107,799,000 | 107,414,000 | 108,992,000 | 109,236,000 |
| Equity capital | 27,926,000 | 29,253,000 | 30,490,000 | 29,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,267,000 | 6,834,000 | 10,498,000 | 14,327,000 |
| Interest expense | 133,000 | 387,000 | 732,000 | 1,116,000 |
| Net interest income | 3,134,000 | 6,447,000 | 9,766,000 | 13,211,000 |
| Noninterest income | 247,000 | 498,000 | 717,000 | 970,000 |
| Noninterest expense | 1,677,000 | 3,150,000 | 4,736,000 | 6,746,000 |
| Provision for loan losses | 120,000 | 160,000 | 160,000 | 310,000 |
| Pretax income | 1,584,000 | 3,635,000 | 5,587,000 | 7,125,000 |
| Income tax | 382,000 | 831,000 | 1,303,000 | 1,580,000 |
| Net income | 1,202,000 | 2,804,000 | 4,284,000 | 5,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,749,000 | 31,352,000 | 32,832,000 | 30,821,000 |
| Total capital | 30,652,000 | 32,292,000 | 33,753,000 | 31,844,000 |
| Risk-weighted assets | 111,944,000 | 110,258,000 | 106,412,000 | 108,823,000 |