Call reports 2022
BANK OF YORK — 2022
What BANK OF YORK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 313,878,000 | 324,674,000 | 321,839,000 | 330,534,000 |
| Total loans | 78,569,000 | 86,075,000 | 89,376,000 | 90,288,000 |
| Allowance for loan losses | 843,000 | 797,000 | 777,000 | 745,000 |
| Securities available for sale | 41,751,000 | 40,236,000 | 40,638,000 | 43,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,735,000 | 292,584,000 | 290,968,000 | 300,731,000 |
| Interest-bearing deposits | 166,977,000 | 176,984,000 | 173,172,000 | 187,533,000 |
| Noninterest-bearing deposits | 113,758,000 | 115,600,000 | 117,796,000 | 113,198,000 |
| Equity capital | 26,172,000 | 25,896,000 | 25,772,000 | 26,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,862,000 | 5,114,000 | 8,234,000 |
| Interest expense | 38,000 | 75,000 | 112,000 | 206,000 |
| Net interest income | 1,282,000 | 2,787,000 | 5,002,000 | 8,028,000 |
| Noninterest income | 248,000 | 492,000 | 741,000 | 989,000 |
| Noninterest expense | 1,406,000 | 2,679,000 | 4,167,000 | 5,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 600,000 | 1,576,000 | 3,302,000 |
| Income tax | 18,000 | 106,000 | 319,000 | 719,000 |
| Net income | 106,000 | 494,000 | 1,257,000 | 2,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,324,000 | 27,608,000 | 28,372,000 | 28,548,000 |
| Total capital | 28,207,000 | 28,445,000 | 29,189,000 | 29,333,000 |
| Risk-weighted assets | 104,137,000 | 105,576,000 | 107,808,000 | 111,533,000 |