Call reports 2021
BANK OF YORK — 2021
What BANK OF YORK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 270,688,000 | 283,692,000 | 303,918,000 | 346,949,000 |
| Total loans | 86,611,000 | 86,489,000 | 79,961,000 | 79,277,000 |
| Allowance for loan losses | 819,000 | 816,000 | 823,000 | 841,000 |
| Securities available for sale | 42,159,000 | 42,505,000 | 43,580,000 | 44,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,384,000 | 248,139,000 | 268,614,000 | 313,599,000 |
| Interest-bearing deposits | 147,531,000 | 153,091,000 | 164,274,000 | 208,317,000 |
| Noninterest-bearing deposits | 88,853,000 | 95,048,000 | 104,340,000 | 105,282,000 |
| Equity capital | 27,927,000 | 28,060,000 | 28,291,000 | 27,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 2,984,000 | 4,529,000 | 6,184,000 |
| Interest expense | 52,000 | 92,000 | 132,000 | 173,000 |
| Net interest income | 1,512,000 | 2,892,000 | 4,397,000 | 6,011,000 |
| Noninterest income | 226,000 | 465,000 | 705,000 | 967,000 |
| Noninterest expense | 1,304,000 | 2,718,000 | 4,149,000 | 5,470,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 434,000 | 639,000 | 953,000 | 1,508,000 |
| Income tax | 72,000 | 89,000 | 158,000 | 258,000 |
| Net income | 362,000 | 550,000 | 795,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,379,000 | 27,567,000 | 27,813,000 | 27,218,000 |