Call reports 2020
BANK OF YORK — 2020
What BANK OF YORK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 224,462,000 | 249,118,000 | 259,686,000 | 260,999,000 |
| Total loans | 80,375,000 | 90,557,000 | 90,047,000 | 85,989,000 |
| Allowance for loan losses | 768,000 | 774,000 | 811,000 | 802,000 |
| Securities available for sale | 46,097,000 | 45,309,000 | 44,070,000 | 42,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,099,000 | 214,413,000 | 223,918,000 | 228,687,000 |
| Interest-bearing deposits | 128,860,000 | 138,820,000 | 140,436,000 | 147,645,000 |
| Noninterest-bearing deposits | 64,239,000 | 75,593,000 | 83,482,000 | 81,042,000 |
| Equity capital | 27,568,000 | 28,249,000 | 28,346,000 | 27,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,223,000 | 4,628,000 | 6,160,000 |
| Interest expense | 91,000 | 164,000 | 231,000 | 293,000 |
| Net interest income | 1,686,000 | 3,059,000 | 4,397,000 | 5,867,000 |
| Noninterest income | 229,000 | 429,000 | 660,000 | 895,000 |
| Noninterest expense | 1,291,000 | 2,718,000 | 4,042,000 | 5,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 624,000 | 770,000 | 1,015,000 | 1,027,000 |
| Income tax | 129,000 | 140,000 | 167,000 | 151,000 |
| Net income | 495,000 | 630,000 | 848,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,287,000 | 27,421,000 | 27,639,000 | 27,017,000 |