Call reports 2019
BANK OF YORK — 2019
What BANK OF YORK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 219,771,000 | 227,281,000 | 228,773,000 | 224,683,000 |
| Total loans | 87,543,000 | 85,146,000 | 82,812,000 | 80,431,000 |
| Allowance for loan losses | 708,000 | 694,000 | 689,000 | 803,000 |
| Securities available for sale | 48,286,000 | 47,150,000 | 47,235,000 | 46,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,374,000 | 195,399,000 | 196,173,000 | 194,488,000 |
| Interest-bearing deposits | 131,478,000 | 133,944,000 | 129,630,000 | 134,872,000 |
| Noninterest-bearing deposits | 56,896,000 | 61,455,000 | 66,543,000 | 59,616,000 |
| Equity capital | 26,903,000 | 27,744,000 | 28,551,000 | 27,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 3,939,000 | 5,886,000 | 7,685,000 |
| Interest expense | 69,000 | 146,000 | 227,000 | 318,000 |
| Net interest income | 1,920,000 | 3,793,000 | 5,659,000 | 7,367,000 |
| Noninterest income | 226,000 | 447,000 | 672,000 | 898,000 |
| Noninterest expense | 1,259,000 | 2,619,000 | 3,849,000 | 5,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 887,000 | 1,621,000 | 2,482,000 | 2,676,000 |
| Income tax | 189,000 | 345,000 | 526,000 | 548,000 |
| Net income | 698,000 | 1,276,000 | 1,956,000 | 2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,941,000 | 27,520,000 | 28,200,000 | 26,791,000 |
| Total capital | 27,649,000 | 28,214,000 | 28,889,000 | 27,594,000 |
| Risk-weighted assets | 108,990,000 | 105,027,000 | 94,375,000 | 102,697,000 |