Call reports 2018
BANK OF YORK — 2018
What BANK OF YORK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 230,028,000 | 226,440,000 | 224,895,000 | 231,512,000 |
| Total loans | 86,369,000 | 86,802,000 | 89,266,000 | 86,754,000 |
| Allowance for loan losses | 830,000 | 772,000 | 759,000 | 745,000 |
| Securities available for sale | 47,411,000 | 44,049,000 | 44,754,000 | 45,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,625,000 | 195,806,000 | 193,389,000 | 201,623,000 |
| Interest-bearing deposits | 142,631,000 | 136,756,000 | 136,981,000 | 142,857,000 |
| Noninterest-bearing deposits | 54,994,000 | 59,050,000 | 56,408,000 | 58,766,000 |
| Equity capital | 25,512,000 | 25,744,000 | 26,194,000 | 25,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,355,000 | 5,178,000 | 7,060,000 |
| Interest expense | 62,000 | 126,000 | 192,000 | 264,000 |
| Net interest income | 1,612,000 | 3,229,000 | 4,986,000 | 6,796,000 |
| Noninterest income | 221,000 | 435,000 | 655,000 | 879,000 |
| Noninterest expense | 1,266,000 | 2,589,000 | 3,826,000 | 5,197,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 565,000 | 1,073,000 | 1,813,000 | 2,476,000 |
| Income tax | 110,000 | 209,000 | 362,000 | 506,000 |
| Net income | 455,000 | 864,000 | 1,451,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,013,000 | 26,272,000 | 26,859,000 | 26,244,000 |
| Total capital | 26,843,000 | 27,044,000 | 27,618,000 | 26,989,000 |
| Risk-weighted assets | 105,387,000 | 103,651,000 | 107,705,000 | 104,762,000 |