Call reports 2017
BANK OF YORK — 2017
What BANK OF YORK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 233,097,000 | 230,786,000 | 231,788,000 | 243,131,000 |
| Total loans | 83,537,000 | 83,249,000 | 86,858,000 | 87,383,000 |
| Allowance for loan losses | 896,000 | 877,000 | 856,000 | 855,000 |
| Securities available for sale | 44,600,000 | 45,211,000 | 49,281,000 | 49,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,270,000 | 195,028,000 | 194,926,000 | 212,701,000 |
| Interest-bearing deposits | 136,843,000 | 133,653,000 | 133,969,000 | 151,136,000 |
| Noninterest-bearing deposits | 59,427,000 | 61,375,000 | 60,957,000 | 61,565,000 |
| Equity capital | 26,009,000 | 26,213,000 | 26,481,000 | 25,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,913,000 | 4,527,000 | 6,126,000 |
| Interest expense | 62,000 | 129,000 | 195,000 | 260,000 |
| Net interest income | 1,375,000 | 2,784,000 | 4,332,000 | 5,866,000 |
| Noninterest income | 582,000 | 813,000 | 1,058,000 | 1,294,000 |
| Noninterest expense | 1,220,000 | 2,485,000 | 3,662,000 | 5,010,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 735,000 | 1,109,000 | 1,723,000 | 2,144,000 |
| Income tax | 114,000 | 210,000 | 383,000 | 593,000 |
| Net income | 621,000 | 899,000 | 1,340,000 | 1,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,100,000 | 26,128,000 | 26,419,000 | 25,558,000 |
| Total capital | 26,996,000 | 27,005,000 | 27,275,000 | 26,413,000 |
| Risk-weighted assets | 103,060,000 | 103,056,000 | 105,716,000 | 103,105,000 |