Call reports 2016
BANK OF YORK — 2016
What BANK OF YORK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 218,001,000 | 212,131,000 | 222,070,000 | 229,817,000 |
| Total loans | 84,699,000 | 84,073,000 | 85,387,000 | 84,139,000 |
| Allowance for loan losses | 1,122,000 | 931,000 | 934,000 | 915,000 |
| Securities available for sale | 35,959,000 | 36,256,000 | 44,036,000 | 43,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,067,000 | 178,226,000 | 185,935,000 | 196,713,000 |
| Interest-bearing deposits | 132,930,000 | 126,508,000 | 131,310,000 | 141,531,000 |
| Noninterest-bearing deposits | 50,137,000 | 51,718,000 | 54,625,000 | 55,182,000 |
| Equity capital | 26,003,000 | 26,252,000 | 26,413,000 | 25,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,726,000 | 4,104,000 | 5,510,000 |
| Interest expense | 60,000 | 123,000 | 186,000 | 256,000 |
| Net interest income | 1,323,000 | 2,603,000 | 3,918,000 | 5,254,000 |
| Noninterest income | 248,000 | 484,000 | 710,000 | 951,000 |
| Noninterest expense | 1,239,000 | 2,525,000 | 3,688,000 | 4,883,000 |
| Provision for loan losses | 2,000 | -147,000 | -146,000 | -144,000 |
| Pretax income | 330,000 | 709,000 | 1,107,000 | 1,487,000 |
| Income tax | 84,000 | 182,000 | 290,000 | 377,000 |
| Net income | 246,000 | 527,000 | 817,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,611,000 | 25,792,000 | 26,082,000 | 25,479,000 |
| Total capital | 26,733,000 | 26,723,000 | 27,016,000 | 26,394,000 |
| Risk-weighted assets | 94,684,000 | 94,535,000 | 100,905,000 | 101,718,000 |