Call reports 2015
BANK OF YORK — 2015
What BANK OF YORK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 197,803,000 | 199,271,000 | 207,145,000 | 207,732,000 |
| Total loans | 86,997,000 | 85,256,000 | 87,889,000 | 88,891,000 |
| Allowance for loan losses | 1,246,000 | 1,246,000 | 1,182,000 | 1,146,000 |
| Securities available for sale | 37,824,000 | 37,854,000 | 38,295,000 | 36,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,674,000 | 165,238,000 | 171,290,000 | 175,377,000 |
| Interest-bearing deposits | 124,048,000 | 122,657,000 | 126,805,000 | 129,019,000 |
| Noninterest-bearing deposits | 40,626,000 | 42,581,000 | 44,485,000 | 46,358,000 |
| Equity capital | 26,336,000 | 26,453,000 | 26,700,000 | 25,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,771,000 | 4,130,000 | 5,508,000 |
| Interest expense | 55,000 | 117,000 | 179,000 | 242,000 |
| Net interest income | 1,330,000 | 2,654,000 | 3,951,000 | 5,266,000 |
| Noninterest income | 521,000 | 752,000 | 970,000 | 1,227,000 |
| Noninterest expense | 1,153,000 | 2,346,000 | 3,594,000 | 4,931,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | 787,000 | 1,148,000 | 1,415,000 | 1,655,000 |
| Income tax | 135,000 | 214,000 | 269,000 | 385,000 |
| Net income | 652,000 | 934,000 | 1,146,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,901,000 | 26,133,000 | 26,295,000 | 25,365,000 |
| Total capital | 27,076,000 | 27,299,000 | 27,477,000 | 26,511,000 |
| Risk-weighted assets | 93,919,000 | 93,172,000 | 98,086,000 | 97,646,000 |