Call reports 2014
BANK OF YORK — 2014
What BANK OF YORK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 193,268,000 | 187,778,000 | 192,606,000 | 192,140,000 |
| Total loans | 86,660,000 | 86,348,000 | 87,787,000 | 88,229,000 |
| Allowance for loan losses | 1,167,000 | 1,182,000 | 1,215,000 | 1,221,000 |
| Securities available for sale | 45,162,000 | 44,192,000 | 44,468,000 | 39,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,928,000 | 155,924,000 | 161,288,000 | 162,341,000 |
| Interest-bearing deposits | 120,152,000 | 115,196,000 | 121,112,000 | 119,978,000 |
| Noninterest-bearing deposits | 40,776,000 | 40,728,000 | 40,176,000 | 42,363,000 |
| Equity capital | 25,098,000 | 25,804,000 | 26,147,000 | 25,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,907,000 | 4,325,000 | 5,726,000 |
| Interest expense | 57,000 | 114,000 | 169,000 | 230,000 |
| Net interest income | 1,389,000 | 2,793,000 | 4,156,000 | 5,496,000 |
| Noninterest income | 280,000 | 598,000 | 872,000 | 1,089,000 |
| Noninterest expense | 1,206,000 | 2,320,000 | 3,566,000 | 4,837,000 |
| Provision for loan losses | 37,000 | 86,000 | 132,000 | 147,000 |
| Pretax income | 426,000 | 966,000 | 1,311,000 | 1,577,000 |
| Income tax | 67,000 | 165,000 | 212,000 | 245,000 |
| Net income | 359,000 | 801,000 | 1,099,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,311,000 | 25,653,000 | 25,902,000 | 25,249,000 |
| Total capital | 26,462,000 | 26,770,000 | 27,053,000 | 26,409,000 |
| Risk-weighted assets | 92,080,000 | 89,314,000 | 92,007,000 | 92,723,000 |