Call reports 2013
BANK OF YORK — 2013
What BANK OF YORK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 195,788,000 | 187,565,000 | 186,303,000 | 188,471,000 |
| Total loans | 86,677,000 | 83,431,000 | 85,592,000 | 88,399,000 |
| Allowance for loan losses | 1,285,000 | 1,248,000 | 1,238,000 | 1,133,000 |
| Securities available for sale | 42,138,000 | 43,563,000 | 46,668,000 | 44,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,935,000 | 159,158,000 | 155,193,000 | 160,124,000 |
| Interest-bearing deposits | 121,364,000 | 117,818,000 | 116,151,000 | 118,174,000 |
| Noninterest-bearing deposits | 44,571,000 | 41,340,000 | 39,042,000 | 41,950,000 |
| Equity capital | 25,000,000 | 24,295,000 | 24,903,000 | 24,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,889,000 | 4,368,000 | 5,857,000 |
| Interest expense | 62,000 | 128,000 | 191,000 | 251,000 |
| Net interest income | 1,399,000 | 2,761,000 | 4,177,000 | 5,606,000 |
| Noninterest income | 217,000 | 447,000 | 674,000 | 894,000 |
| Noninterest expense | 1,244,000 | 2,361,000 | 3,524,000 | 4,600,000 |
| Provision for loan losses | 48,000 | 55,000 | 63,000 | 70,000 |
| Pretax income | 324,000 | 792,000 | 1,264,000 | 1,830,000 |
| Income tax | 54,000 | 149,000 | 246,000 | 391,000 |
| Net income | 270,000 | 643,000 | 1,018,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,602,000 | 24,975,000 | 25,349,000 | 25,002,000 |
| Total capital | 25,740,000 | 26,077,000 | 26,477,000 | 26,135,000 |
| Risk-weighted assets | 90,884,000 | 87,996,000 | 90,097,000 | 93,778,000 |