Call reports 2012
BANK OF YORK — 2012
What BANK OF YORK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,086,000 | 186,780,000 | 188,535,000 | 187,535,000 |
| Total loans | 85,919,000 | 85,683,000 | 85,051,000 | 86,721,000 |
| Allowance for loan losses | 1,116,000 | 1,129,000 | 1,172,000 | 1,252,000 |
| Securities available for sale | 44,068,000 | 38,133,000 | 40,336,000 | 42,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,291,000 | 156,273,000 | 157,859,000 | 158,620,000 |
| Interest-bearing deposits | 126,831,000 | 123,980,000 | 125,309,000 | 123,318,000 |
| Noninterest-bearing deposits | 31,460,000 | 32,293,000 | 32,550,000 | 35,302,000 |
| Equity capital | 24,835,000 | 25,098,000 | 25,521,000 | 24,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,257,000 | 4,778,000 | 6,283,000 |
| Interest expense | 159,000 | 275,000 | 367,000 | 442,000 |
| Net interest income | 1,532,000 | 2,982,000 | 4,411,000 | 5,841,000 |
| Noninterest income | 224,000 | 439,000 | 586,000 | 861,000 |
| Noninterest expense | 1,163,000 | 2,238,000 | 3,315,000 | 4,405,000 |
| Provision for loan losses | 68,000 | 400,000 | 468,000 | 750,000 |
| Pretax income | 525,000 | 972,000 | 1,403,000 | 1,739,000 |
| Income tax | 151,000 | 244,000 | 349,000 | 439,000 |
| Net income | 374,000 | 728,000 | 1,054,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,311,000 | 24,565,000 | 24,891,000 | 24,432,000 |
| Total capital | 25,427,000 | 25,675,000 | 25,996,000 | 25,558,000 |
| Risk-weighted assets | 90,821,000 | 88,760,000 | 88,360,000 | 89,973,000 |