Call reports 2011
BANK OF YORK — 2011
What BANK OF YORK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,989,000 | 180,616,000 | 180,869,000 | 181,867,000 |
| Total loans | 91,958,000 | 86,395,000 | 85,890,000 | 85,002,000 |
| Allowance for loan losses | 1,036,000 | 1,016,000 | 1,073,000 | 1,101,000 |
| Securities available for sale | 37,355,000 | 36,910,000 | 37,291,000 | 40,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,445,000 | 150,332,000 | 149,810,000 | 152,573,000 |
| Interest-bearing deposits | 123,582,000 | 122,649,000 | 123,307,000 | 124,448,000 |
| Noninterest-bearing deposits | 24,863,000 | 27,683,000 | 26,503,000 | 28,125,000 |
| Equity capital | 24,050,000 | 24,669,000 | 25,198,000 | 24,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,642,000 | 5,327,000 | 6,947,000 |
| Interest expense | 286,000 | 543,000 | 775,000 | 975,000 |
| Net interest income | 1,488,000 | 3,099,000 | 4,552,000 | 5,972,000 |
| Noninterest income | 236,000 | 395,000 | 599,000 | 809,000 |
| Noninterest expense | 1,191,000 | 2,298,000 | 3,365,000 | 4,509,000 |
| Provision for loan losses | 74,000 | 147,000 | 221,000 | 329,000 |
| Pretax income | 459,000 | 1,049,000 | 1,565,000 | 1,943,000 |
| Income tax | 130,000 | 304,000 | 457,000 | 559,000 |
| Net income | 329,000 | 745,000 | 1,108,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,972,000 | 24,203,000 | 24,557,000 | 24,027,000 |
| Total capital | 25,008,000 | 25,219,000 | 25,630,000 | 25,128,000 |
| Risk-weighted assets | 96,879,000 | 90,884,000 | 89,031,000 | 89,450,000 |