Call reports 2010
BANK OF YORK — 2010
What BANK OF YORK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 166,724,000 | 173,067,000 | 179,551,000 | 171,720,000 |
| Total loans | 99,837,000 | 95,312,000 | 93,876,000 | 92,286,000 |
| Allowance for loan losses | 1,163,000 | 1,042,000 | 1,022,000 | 1,013,000 |
| Securities available for sale | 33,650,000 | 34,183,000 | 40,276,000 | 36,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,155,000 | 143,692,000 | 148,945,000 | 144,192,000 |
| Interest-bearing deposits | 116,767,000 | 120,458,000 | 119,952,000 | 119,663,000 |
| Noninterest-bearing deposits | 23,388,000 | 23,234,000 | 28,993,000 | 24,529,000 |
| Equity capital | 24,152,000 | 24,473,000 | 24,860,000 | 23,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 3,945,000 | 5,833,000 | 7,683,000 |
| Interest expense | 375,000 | 750,000 | 1,110,000 | 1,437,000 |
| Net interest income | 1,650,000 | 3,195,000 | 4,723,000 | 6,246,000 |
| Noninterest income | 238,000 | 480,000 | 713,000 | 962,000 |
| Noninterest expense | 1,193,000 | 2,375,000 | 3,592,000 | 4,734,000 |
| Provision for loan losses | 74,000 | 147,000 | 281,000 | 504,000 |
| Pretax income | 621,000 | 1,153,000 | 1,563,000 | 1,970,000 |
| Income tax | 196,000 | 352,000 | 472,000 | 590,000 |
| Net income | 425,000 | 801,000 | 1,091,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,823,000 | 24,002,000 | 24,286,000 | 23,681,000 |
| Total capital | 24,986,000 | 25,044,000 | 25,308,000 | 24,694,000 |
| Risk-weighted assets | 113,988,000 | 103,640,000 | 100,331,000 | 98,580,000 |