Call reports 2009
BANK OF YORK — 2009
What BANK OF YORK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 172,949,000 | 179,781,000 | 168,186,000 | 178,148,000 |
| Total loans | 104,549,000 | 104,858,000 | 103,445,000 | 102,841,000 |
| Allowance for loan losses | 1,121,000 | 1,053,000 | 1,050,000 | 1,115,000 |
| Securities available for sale | 35,660,000 | 37,960,000 | 36,052,000 | 35,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,798,000 | 151,286,000 | 140,105,000 | 151,368,000 |
| Interest-bearing deposits | 122,134,000 | 125,312,000 | 116,122,000 | 122,775,000 |
| Noninterest-bearing deposits | 22,664,000 | 25,974,000 | 23,983,000 | 28,593,000 |
| Equity capital | 24,043,000 | 24,111,000 | 24,796,000 | 23,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,241,000 | 4,437,000 | 6,595,000 | 8,552,000 |
| Interest expense | 600,000 | 1,139,000 | 1,608,000 | 2,018,000 |
| Net interest income | 1,641,000 | 3,298,000 | 4,987,000 | 6,534,000 |
| Noninterest income | 255,000 | 507,000 | 846,000 | 1,117,000 |
| Noninterest expense | 1,109,000 | 2,411,000 | 3,610,000 | 4,883,000 |
| Provision for loan losses | 70,000 | 185,000 | 439,000 | 634,000 |
| Pretax income | 718,000 | 1,209,000 | 1,781,000 | 2,131,000 |
| Income tax | 236,000 | 389,000 | 547,000 | 656,000 |
| Net income | 482,000 | 820,000 | 1,234,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,537,000 | 23,822,000 | 24,235,000 | 23,398,000 |
| Total capital | 24,658,000 | 24,875,000 | 25,285,000 | 24,513,000 |
| Risk-weighted assets | 110,057,000 | 110,544,000 | 108,672,000 | 114,226,000 |