Call reports 2007
BANK OF YORK — 2007
What BANK OF YORK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 167,529,000 | 161,061,000 | 167,254,000 | 171,878,000 |
| Total loans | 92,266,000 | 92,392,000 | 96,506,000 | 99,019,000 |
| Allowance for loan losses | 1,048,000 | 990,000 | 998,000 | 1,050,000 |
| Securities available for sale | 29,519,000 | 30,671,000 | 29,974,000 | 28,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,596,000 | 135,004,000 | 140,788,000 | 145,141,000 |
| Interest-bearing deposits | 112,412,000 | 104,787,000 | 111,522,000 | 90,265,000 |
| Noninterest-bearing deposits | 29,184,000 | 30,217,000 | 29,266,000 | 54,876,000 |
| Equity capital | 22,647,000 | 22,832,000 | 23,677,000 | 22,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,585,000 | 5,235,000 | 7,949,000 | 10,707,000 |
| Interest expense | 703,000 | 1,456,000 | 2,247,000 | 3,071,000 |
| Net interest income | 1,882,000 | 3,779,000 | 5,702,000 | 7,636,000 |
| Noninterest income | 257,000 | 505,000 | 754,000 | 1,028,000 |
| Noninterest expense | 1,105,000 | 2,204,000 | 3,362,000 | 4,744,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 170,000 |
| Pretax income | 994,000 | 2,010,000 | 2,996,000 | 3,753,000 |
| Income tax | 336,000 | 680,000 | 1,012,000 | 1,260,000 |
| Net income | 658,000 | 1,330,000 | 1,984,000 | 2,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,380,000 | 22,677,000 | 23,347,000 | 22,425,000 |
| Total capital | 23,428,000 | 23,667,000 | 24,345,000 | 23,475,000 |
| Risk-weighted assets | 101,558,000 | 101,746,000 | 105,425,000 | 110,985,000 |