Call reports 2006
BANK OF YORK — 2006
What BANK OF YORK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 153,445,000 | 152,984,000 | 159,680,000 | 167,068,000 |
| Total loans | 88,535,000 | 89,779,000 | 91,549,000 | 91,923,000 |
| Allowance for loan losses | 1,006,000 | 999,000 | 1,020,000 | 1,041,000 |
| Securities available for sale | 27,433,000 | 28,008,000 | 28,957,000 | 30,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,926,000 | 128,579,000 | 133,910,000 | 142,149,000 |
| Interest-bearing deposits | 103,047,000 | 103,041,000 | 107,485,000 | 113,749,000 |
| Noninterest-bearing deposits | 25,879,000 | 25,538,000 | 26,425,000 | 28,400,000 |
| Equity capital | 21,462,000 | 21,875,000 | 22,697,000 | 22,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,279,000 | 4,669,000 | 7,223,000 | 9,888,000 |
| Interest expense | 472,000 | 1,036,000 | 1,663,000 | 2,329,000 |
| Net interest income | 1,807,000 | 3,633,000 | 5,560,000 | 7,559,000 |
| Noninterest income | 257,000 | 495,000 | 739,000 | 1,021,000 |
| Noninterest expense | 1,044,000 | 2,122,000 | 3,179,000 | 4,640,000 |
| Provision for loan losses | 24,000 | 54,000 | 84,000 | 124,000 |
| Pretax income | 995,000 | 1,952,000 | 3,036,000 | 3,816,000 |
| Income tax | 337,000 | 656,000 | 1,021,000 | 1,283,000 |
| Net income | 658,000 | 1,296,000 | 2,015,000 | 2,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,330,000 | 21,756,000 | 22,515,000 | 21,790,000 |
| Total capital | 22,336,000 | 22,755,000 | 23,535,000 | 22,831,000 |
| Risk-weighted assets | 94,478,000 | 95,575,000 | 99,120,000 | 100,293,000 |