Call reports 2025
JEFFERSON SECURITY BANK — 2025
What JEFFERSON SECURITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 544,372,000 | 551,633,000 | 554,663,000 | 562,182,000 |
| Total loans | 387,322,000 | 395,311,000 | 398,628,000 | 406,189,000 |
| Allowance for loan losses | 4,079,000 | 4,143,000 | 4,266,000 | 4,403,000 |
| Securities available for sale | 57,449,000 | 58,064,000 | 56,418,000 | 54,999,000 |
| Securities held to maturity | 48,898,000 | 49,015,000 | 49,137,000 | 49,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,182,000 | 503,126,000 | 513,522,000 | 519,123,000 |
| Interest-bearing deposits | 374,137,000 | 366,240,000 | 382,155,000 | 383,691,000 |
| Noninterest-bearing deposits | 129,045,000 | 136,886,000 | 131,367,000 | 135,432,000 |
| Equity capital | 31,106,000 | 32,713,000 | 34,269,000 | 36,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,199,000 | 12,666,000 | 19,270,000 | 26,065,000 |
| Interest expense | 2,674,000 | 5,311,000 | 7,925,000 | 10,409,000 |
| Net interest income | 3,525,000 | 7,355,000 | 11,345,000 | 15,656,000 |
| Noninterest income | 555,000 | 1,147,000 | 1,763,000 | 2,385,000 |
| Noninterest expense | 3,074,000 | 6,139,000 | 9,153,000 | 12,199,000 |
| Provision for loan losses | 42,000 | 117,000 | 231,000 | 383,000 |
| Pretax income | 931,000 | 2,213,000 | 3,682,000 | 5,410,000 |
| Income tax | 174,000 | 426,000 | 723,000 | 1,087,000 |
| Net income | 757,000 | 1,787,000 | 2,959,000 | 4,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,625,000 | 43,656,000 | 44,478,000 | 45,842,000 |
| Total capital | 46,891,000 | 47,978,000 | 48,942,000 | 50,368,000 |
| Risk-weighted assets | 346,326,000 | 345,755,000 | 357,196,000 | 362,045,000 |