Call reports 2024
JEFFERSON SECURITY BANK — 2024
What JEFFERSON SECURITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 530,979,000 | 541,958,000 | 577,250,000 | 536,854,000 |
| Total loans | 370,215,000 | 377,999,000 | 380,780,000 | 382,283,000 |
| Allowance for loan losses | 3,958,000 | 4,048,000 | 4,046,000 | 4,107,000 |
| Securities available for sale | 68,696,000 | 65,742,000 | 66,013,000 | 58,184,000 |
| Securities held to maturity | 48,449,000 | 48,555,000 | 48,669,000 | 48,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,129,000 | 468,570,000 | 515,030,000 | 494,936,000 |
| Interest-bearing deposits | 336,411,000 | 348,476,000 | 386,064,000 | 373,537,000 |
| Noninterest-bearing deposits | 121,718,000 | 120,094,000 | 128,966,000 | 121,399,000 |
| Equity capital | 24,858,000 | 25,754,000 | 29,122,000 | 29,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,462,000 | 11,461,000 | 19,085,000 | 25,455,000 |
| Interest expense | 2,293,000 | 5,030,000 | 8,120,000 | 10,976,000 |
| Net interest income | 3,169,000 | 6,431,000 | 10,965,000 | 14,479,000 |
| Noninterest income | 553,000 | 1,122,000 | 1,696,000 | 2,272,000 |
| Noninterest expense | 2,792,000 | 5,490,000 | 8,315,000 | 11,204,000 |
| Provision for loan losses | 158,000 | 248,000 | 8,000 | 70,000 |
| Pretax income | 810,000 | 1,883,000 | 4,432,000 | 5,344,000 |
| Income tax | 139,000 | 341,000 | 887,000 | 1,067,000 |
| Net income | 671,000 | 1,542,000 | 3,545,000 | 4,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,212,000 | 40,084,000 | 41,487,000 | 42,219,000 |
| Total capital | 43,367,000 | 44,254,000 | 45,653,000 | 46,389,000 |
| Risk-weighted assets | 342,979,000 | 333,590,000 | 333,291,000 | 333,577,000 |