Call reports 2023
JEFFERSON SECURITY BANK — 2023
What JEFFERSON SECURITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 492,898,000 | 475,232,000 | 498,448,000 | 500,613,000 |
| Total loans | 317,844,000 | 326,831,000 | 345,721,000 | 351,712,000 |
| Allowance for loan losses | 3,609,000 | 3,685,000 | 3,753,000 | 3,800,000 |
| Securities available for sale | 77,908,000 | 73,844,000 | 69,568,000 | 70,386,000 |
| Securities held to maturity | 48,018,000 | 48,122,000 | 48,227,000 | 48,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,675,000 | 414,775,000 | 441,136,000 | 426,057,000 |
| Interest-bearing deposits | 286,002,000 | 286,203,000 | 316,927,000 | 311,418,000 |
| Noninterest-bearing deposits | 130,673,000 | 128,572,000 | 124,209,000 | 114,639,000 |
| Equity capital | 23,781,000 | 23,776,000 | 22,901,000 | 24,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,332,000 | 8,937,000 | 13,782,000 | 18,987,000 |
| Interest expense | 1,206,000 | 2,768,000 | 4,588,000 | 6,671,000 |
| Net interest income | 3,126,000 | 6,169,000 | 9,194,000 | 12,316,000 |
| Noninterest income | 546,000 | 1,119,000 | 1,688,000 | 2,268,000 |
| Noninterest expense | 2,575,000 | 5,182,000 | 7,929,000 | 10,563,000 |
| Provision for loan losses | 68,000 | 143,000 | 213,000 | 260,000 |
| Pretax income | 1,080,000 | 2,060,000 | 2,832,000 | 3,730,000 |
| Income tax | 195,000 | 370,000 | 499,000 | 641,000 |
| Net income | 885,000 | 1,690,000 | 2,333,000 | 3,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,852,000 | 39,658,000 | 39,901,000 | 39,042,000 |
| Total capital | 42,444,000 | 43,357,000 | 43,766,000 | 42,980,000 |
| Risk-weighted assets | 287,207,000 | 295,848,000 | 310,541,000 | 314,972,000 |