Call reports 2022
JEFFERSON SECURITY BANK — 2022
What JEFFERSON SECURITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 437,889,000 | 448,902,000 | 454,657,000 | 461,234,000 |
| Total loans | 256,125,000 | 275,707,000 | 296,662,000 | 307,705,000 |
| Allowance for loan losses | 2,898,000 | 3,047,000 | 3,236,000 | 3,460,000 |
| Securities available for sale | 143,640,000 | 133,843,000 | 81,322,000 | 80,539,000 |
| Securities held to maturity | 1,268,000 | 1,234,000 | 47,858,000 | 47,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,412,000 | 425,570,000 | 431,676,000 | 414,763,000 |
| Interest-bearing deposits | 287,606,000 | 288,765,000 | 299,641,000 | 282,744,000 |
| Noninterest-bearing deposits | 122,806,000 | 136,805,000 | 132,035,000 | 132,019,000 |
| Equity capital | 24,221,000 | 20,050,000 | 19,711,000 | 22,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,790,000 | 10,632,000 | 15,232,000 |
| Interest expense | 396,000 | 856,000 | 1,457,000 | 2,262,000 |
| Net interest income | 2,920,000 | 5,934,000 | 9,175,000 | 12,970,000 |
| Noninterest income | 519,000 | 1,054,000 | 1,618,000 | 2,168,000 |
| Noninterest expense | 2,413,000 | 4,818,000 | 7,340,000 | 9,808,000 |
| Provision for loan losses | 75,000 | 215,000 | 405,000 | 630,000 |
| Pretax income | 951,000 | 1,955,000 | 3,048,000 | 4,700,000 |
| Income tax | 160,000 | 331,000 | 526,000 | 837,000 |
| Net income | 791,000 | 1,624,000 | 2,522,000 | 3,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,730,000 | 36,563,000 | 37,159,000 | 38,499,000 |
| Total capital | 38,628,000 | 39,610,000 | 40,395,000 | 41,959,000 |
| Risk-weighted assets | 234,257,000 | 253,440,000 | 269,991,000 | 282,820,000 |