Call reports 2021
JEFFERSON SECURITY BANK — 2021
What JEFFERSON SECURITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 398,482,000 | 414,263,000 | 437,762,000 | 426,783,000 |
| Total loans | 247,962,000 | 252,171,000 | 246,986,000 | 247,635,000 |
| Allowance for loan losses | 2,824,000 | 2,827,000 | 2,830,000 | 2,827,000 |
| Securities available for sale | 124,657,000 | 140,936,000 | 146,029,000 | 147,001,000 |
| Securities held to maturity | 1,614,000 | 1,482,000 | 1,359,000 | 1,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,816,000 | 379,307,000 | 398,334,000 | 390,681,000 |
| Interest-bearing deposits | 252,258,000 | 261,289,000 | 283,317,000 | 275,092,000 |
| Noninterest-bearing deposits | 111,558,000 | 118,018,000 | 115,017,000 | 115,589,000 |
| Equity capital | 29,609,000 | 31,447,000 | 31,124,000 | 32,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,129,000 | 6,417,000 | 9,628,000 | 12,851,000 |
| Interest expense | 371,000 | 749,000 | 1,140,000 | 1,564,000 |
| Net interest income | 2,758,000 | 5,668,000 | 8,488,000 | 11,287,000 |
| Noninterest income | 482,000 | 999,000 | 1,504,000 | 2,061,000 |
| Noninterest expense | 2,192,000 | 4,366,000 | 6,633,000 | 8,894,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 968,000 | 2,221,000 | 3,279,000 | 4,374,000 |
| Income tax | 186,000 | 433,000 | 629,000 | 798,000 |
| Net income | 782,000 | 1,788,000 | 2,650,000 | 3,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,759,000 | 33,745,000 | 34,316,000 | 35,242,000 |
| Total capital | 35,454,000 | 36,486,000 | 37,067,000 | 37,995,000 |
| Risk-weighted assets | 215,509,000 | 219,208,000 | 220,035,000 | 220,161,000 |