Call reports 2020
JEFFERSON SECURITY BANK — 2020
What JEFFERSON SECURITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 327,369,000 | 350,265,000 | 376,370,000 | 380,710,000 |
| Total loans | 219,271,000 | 231,461,000 | 237,360,000 | 242,648,000 |
| Allowance for loan losses | 2,195,000 | 2,349,000 | 2,513,000 | 2,781,000 |
| Securities available for sale | 84,637,000 | 91,799,000 | 98,185,000 | 110,266,000 |
| Securities held to maturity | 2,055,000 | 1,960,000 | 1,857,000 | 1,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,713,000 | 315,865,000 | 334,606,000 | 346,396,000 |
| Interest-bearing deposits | 213,605,000 | 221,286,000 | 235,510,000 | 242,350,000 |
| Noninterest-bearing deposits | 78,108,000 | 94,579,000 | 99,096,000 | 104,046,000 |
| Equity capital | 28,833,000 | 29,821,000 | 30,352,000 | 31,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,144,000 | 6,172,000 | 9,233,000 | 12,388,000 |
| Interest expense | 541,000 | 967,000 | 1,378,000 | 1,782,000 |
| Net interest income | 2,603,000 | 5,205,000 | 7,855,000 | 10,606,000 |
| Noninterest income | 480,000 | 900,000 | 1,366,000 | 1,835,000 |
| Noninterest expense | 2,182,000 | 4,325,000 | 6,425,000 | 8,280,000 |
| Provision for loan losses | 160,000 | 325,000 | 490,000 | 800,000 |
| Pretax income | 771,000 | 1,654,000 | 2,505,000 | 3,579,000 |
| Income tax | 151,000 | 333,000 | 501,000 | 703,000 |
| Net income | 620,000 | 1,321,000 | 2,004,000 | 2,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,543,000 | 31,244,000 | 31,662,000 | 32,533,000 |
| Total capital | 32,738,000 | 33,593,000 | 34,175,000 | 35,164,000 |
| Risk-weighted assets | 198,455,000 | 211,457,000 | 214,716,000 | 210,335,000 |