Call reports 2019
JEFFERSON SECURITY BANK — 2019
What JEFFERSON SECURITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 314,456,000 | 313,432,000 | 320,445,000 | 324,402,000 |
| Total loans | 203,231,000 | 208,653,000 | 215,510,000 | 219,310,000 |
| Allowance for loan losses | 1,988,000 | 1,996,000 | 2,008,000 | 2,036,000 |
| Securities available for sale | 85,533,000 | 83,636,000 | 82,259,000 | 83,772,000 |
| Securities held to maturity | 3,792,000 | 3,720,000 | 3,044,000 | 2,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,158,000 | 272,087,000 | 287,656,000 | 282,974,000 |
| Interest-bearing deposits | 198,366,000 | 194,911,000 | 211,416,000 | 206,403,000 |
| Noninterest-bearing deposits | 72,792,000 | 77,176,000 | 76,240,000 | 76,571,000 |
| Equity capital | 24,709,000 | 26,064,000 | 26,879,000 | 27,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,975,000 | 6,049,000 | 9,196,000 | 12,364,000 |
| Interest expense | 570,000 | 1,144,000 | 1,731,000 | 2,296,000 |
| Net interest income | 2,405,000 | 4,905,000 | 7,465,000 | 10,068,000 |
| Noninterest income | 451,000 | 912,000 | 1,385,000 | 1,864,000 |
| Noninterest expense | 2,063,000 | 4,186,000 | 6,270,000 | 8,310,000 |
| Provision for loan losses | 0 | -24,000 | 8,000 | 143,000 |
| Pretax income | 775,000 | 1,637,000 | 2,577,000 | 3,484,000 |
| Income tax | 147,000 | 320,000 | 523,000 | 686,000 |
| Net income | 628,000 | 1,317,000 | 2,054,000 | 2,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,436,000 | 28,944,000 | 29,445,000 | 30,188,000 |
| Total capital | 30,424,000 | 30,940,000 | 31,453,000 | 32,224,000 |
| Risk-weighted assets | 189,270,000 | 193,571,000 | 198,264,000 | 198,256,000 |