Call reports 2016
JEFFERSON SECURITY BANK — 2016
What JEFFERSON SECURITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 284,356,000 | 282,137,000 | 292,756,000 | 288,032,000 |
| Total loans | 143,200,000 | 142,807,000 | 149,853,000 | 156,007,000 |
| Allowance for loan losses | 1,703,000 | 1,670,000 | 1,786,000 | 1,782,000 |
| Securities available for sale | 95,374,000 | 94,553,000 | 105,482,000 | 107,471,000 |
| Securities held to maturity | 26,850,000 | 22,672,000 | 4,773,000 | 4,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,578,000 | 255,057,000 | 266,530,000 | 255,514,000 |
| Interest-bearing deposits | 200,729,000 | 197,302,000 | 206,714,000 | 191,030,000 |
| Noninterest-bearing deposits | 58,849,000 | 57,755,000 | 59,816,000 | 64,484,000 |
| Equity capital | 21,562,000 | 22,223,000 | 23,138,000 | 21,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,524,000 | 6,743,000 | 8,997,000 |
| Interest expense | 240,000 | 481,000 | 720,000 | 975,000 |
| Net interest income | 2,047,000 | 4,043,000 | 6,023,000 | 8,022,000 |
| Noninterest income | 413,000 | 838,000 | 1,251,000 | 1,670,000 |
| Noninterest expense | 2,120,000 | 4,215,000 | 6,277,000 | 8,167,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 364,000 | 708,000 | 1,046,000 | 1,574,000 |
| Income tax | 45,000 | 85,000 | 120,000 | 229,000 |
| Net income | 319,000 | 623,000 | 926,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,606,000 | 23,783,000 | 23,945,000 | 24,362,000 |
| Total capital | 25,309,000 | 25,453,000 | 25,731,000 | 26,144,000 |
| Risk-weighted assets | 152,521,000 | 150,840,000 | 152,798,000 | 156,449,000 |