Call reports 2015
JEFFERSON SECURITY BANK — 2015
What JEFFERSON SECURITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 284,691,000 | 283,897,000 | 287,401,000 | 287,527,000 |
| Total loans | 132,487,000 | 133,099,000 | 135,331,000 | 138,870,000 |
| Allowance for loan losses | 1,808,000 | 1,806,000 | 1,737,000 | 1,710,000 |
| Securities available for sale | 98,447,000 | 100,361,000 | 85,433,000 | 102,153,000 |
| Securities held to maturity | 27,252,000 | 27,172,000 | 27,091,000 | 26,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,616,000 | 257,338,000 | 264,254,000 | 260,777,000 |
| Interest-bearing deposits | 206,145,000 | 202,944,000 | 208,566,000 | 200,426,000 |
| Noninterest-bearing deposits | 55,471,000 | 54,394,000 | 55,688,000 | 60,351,000 |
| Equity capital | 20,394,000 | 20,078,000 | 20,390,000 | 20,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,218,000 | 6,307,000 | 8,485,000 |
| Interest expense | 220,000 | 441,000 | 659,000 | 882,000 |
| Net interest income | 1,866,000 | 3,777,000 | 5,648,000 | 7,603,000 |
| Noninterest income | 384,000 | 818,000 | 1,428,000 | 1,865,000 |
| Noninterest expense | 2,068,000 | 4,153,000 | 6,218,000 | 8,380,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 177,000 | 437,000 | 1,065,000 | 1,296,000 |
| Income tax | -2,000 | 21,000 | 174,000 | 190,000 |
| Net income | 179,000 | 416,000 | 891,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,674,000 | 22,883,000 | 23,153,000 | 23,430,000 |
| Total capital | 24,482,000 | 24,689,000 | 24,890,000 | 25,140,000 |
| Risk-weighted assets | 159,178,000 | 152,052,000 | 146,850,000 | 152,600,000 |