Call reports 2014
JEFFERSON SECURITY BANK — 2014
What JEFFERSON SECURITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 283,945,000 | 283,133,000 | 284,733,000 | 285,724,000 |
| Total loans | 127,016,000 | 130,597,000 | 132,901,000 | 132,344,000 |
| Allowance for loan losses | 1,798,000 | 1,834,000 | 2,022,000 | 1,821,000 |
| Securities available for sale | 119,947,000 | 99,300,000 | 99,253,000 | 98,718,000 |
| Securities held to maturity | 5,005,000 | 26,454,000 | 26,347,000 | 26,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,725,000 | 260,445,000 | 261,561,000 | 261,706,000 |
| Interest-bearing deposits | 248,960,000 | 205,209,000 | 205,856,000 | 204,701,000 |
| Noninterest-bearing deposits | 13,765,000 | 55,236,000 | 55,705,000 | 57,005,000 |
| Equity capital | 19,839,000 | 20,995,000 | 21,195,000 | 20,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,047,000 | 6,142,000 | 8,245,000 |
| Interest expense | 244,000 | 485,000 | 712,000 | 946,000 |
| Net interest income | 1,892,000 | 3,562,000 | 5,430,000 | 7,299,000 |
| Noninterest income | 404,000 | 823,000 | 1,243,000 | 1,668,000 |
| Noninterest expense | 1,910,000 | 3,976,000 | 5,943,000 | 7,931,000 |
| Provision for loan losses | 180,000 | 240,000 | 420,000 | 420,000 |
| Pretax income | 206,000 | 169,000 | 331,000 | 637,000 |
| Income tax | -5,000 | -94,000 | -103,000 | -76,000 |
| Net income | 211,000 | 263,000 | 434,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,572,000 | 22,651,000 | 22,709,000 | 22,481,000 |
| Total capital | 24,370,000 | 24,485,000 | 24,664,000 | 24,302,000 |
| Risk-weighted assets | 153,507,000 | 156,370,000 | 156,352,000 | 154,282,000 |