Call reports 2013
JEFFERSON SECURITY BANK — 2013
What JEFFERSON SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 291,435,000 | 286,060,000 | 285,982,000 | 281,695,000 |
| Total loans | 132,469,000 | 129,752,000 | 128,434,000 | 126,639,000 |
| Allowance for loan losses | 1,785,000 | 1,671,000 | 1,688,000 | 1,608,000 |
| Securities available for sale | 126,666,000 | 128,004,000 | 123,522,000 | 121,837,000 |
| Securities held to maturity | 0 | 1,514,000 | 5,230,000 | 5,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,183,000 | 265,254,000 | 265,525,000 | 261,586,000 |
| Interest-bearing deposits | 255,646,000 | 252,444,000 | 251,282,000 | 245,727,000 |
| Noninterest-bearing deposits | 13,537,000 | 12,810,000 | 14,243,000 | 15,859,000 |
| Equity capital | 20,242,000 | 18,475,000 | 17,727,000 | 18,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,383,000 | 6,521,000 | 8,724,000 |
| Interest expense | 303,000 | 592,000 | 864,000 | 1,130,000 |
| Net interest income | 1,885,000 | 3,791,000 | 5,657,000 | 7,594,000 |
| Noninterest income | 471,000 | 915,000 | 1,413,000 | 1,895,000 |
| Noninterest expense | 1,985,000 | 3,966,000 | 5,983,000 | 8,030,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 660,000 |
| Pretax income | 191,000 | 380,000 | 547,000 | 799,000 |
| Income tax | -7,000 | -17,000 | -37,000 | -19,000 |
| Net income | 198,000 | 397,000 | 584,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,212,000 | 22,129,000 | 22,315,000 | 22,244,000 |
| Total capital | 23,997,000 | 23,800,000 | 24,003,000 | 23,852,000 |
| Risk-weighted assets | 164,277,000 | 155,879,000 | 156,104,000 | 153,818,000 |