Call reports 2012
JEFFERSON SECURITY BANK — 2012
What JEFFERSON SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 278,877,000 | 283,458,000 | 289,257,000 | 293,157,000 |
| Total loans | 138,282,000 | 136,766,000 | 136,101,000 | 133,932,000 |
| Allowance for loan losses | 2,004,000 | 2,123,000 | 2,157,000 | 2,063,000 |
| Securities available for sale | 120,871,000 | 121,541,000 | 117,550,000 | 128,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,675,000 | 258,676,000 | 265,155,000 | 269,485,000 |
| Interest-bearing deposits | 239,710,000 | 245,129,000 | 251,349,000 | 256,037,000 |
| Noninterest-bearing deposits | 13,965,000 | 13,547,000 | 13,806,000 | 13,448,000 |
| Equity capital | 19,720,000 | 20,054,000 | 20,910,000 | 20,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,469,000 | 6,707,000 | 8,867,000 |
| Interest expense | 474,000 | 935,000 | 1,289,000 | 1,618,000 |
| Net interest income | 1,727,000 | 3,534,000 | 5,418,000 | 7,249,000 |
| Noninterest income | 649,000 | 1,123,000 | 1,683,000 | 2,180,000 |
| Noninterest expense | 1,982,000 | 3,941,000 | 5,833,000 | 7,704,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 214,000 | 356,000 | 728,000 | 1,005,000 |
| Income tax | 23,000 | 4,000 | 61,000 | 95,000 |
| Net income | 191,000 | 352,000 | 667,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,611,000 | 21,628,000 | 21,943,000 | 22,013,000 |
| Total capital | 23,615,000 | 23,713,000 | 23,997,000 | 24,076,000 |
| Risk-weighted assets | 167,127,000 | 166,791,000 | 164,182,000 | 166,531,000 |