Call reports 2022
CITIZENS STATE BANK — 2022
What CITIZENS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 492,267,000 | 489,357,000 | 490,899,000 | 495,220,000 |
| Total loans | 344,788,000 | 341,823,000 | 364,865,000 | 369,540,000 |
| Allowance for loan losses | 7,201,000 | 7,203,000 | 7,191,000 | 7,266,000 |
| Securities available for sale | 107,544,000 | 81,622,000 | 44,248,000 | 45,973,000 |
| Securities held to maturity | 0 | 19,891,000 | 49,049,000 | 52,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,926,000 | 449,349,000 | 438,866,000 | 447,715,000 |
| Interest-bearing deposits | 388,633,000 | 387,868,000 | 375,282,000 | 384,634,000 |
| Noninterest-bearing deposits | 59,293,000 | 61,481,000 | 63,584,000 | 63,081,000 |
| Equity capital | 44,024,000 | 39,520,000 | 39,312,000 | 42,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,045,000 | 8,437,000 | 13,297,000 | 18,760,000 |
| Interest expense | 446,000 | 885,000 | 1,551,000 | 2,742,000 |
| Net interest income | 3,599,000 | 7,552,000 | 11,746,000 | 16,018,000 |
| Noninterest income | 340,000 | 642,000 | 1,061,000 | 1,474,000 |
| Noninterest expense | 3,049,000 | 5,848,000 | 8,768,000 | 11,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 881,000 | 2,134,000 | 3,827,000 | 5,576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 881,000 | 2,134,000 | 3,827,000 | 5,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,647,000 | 52,206,000 | 53,191,000 | 54,077,000 |
| Total capital | 56,678,000 | 57,313,000 | 58,637,000 | 59,583,000 |
| Risk-weighted assets | 400,304,000 | 406,503,000 | 433,897,000 | 438,691,000 |