Call reports 2021
CITIZENS STATE BANK — 2021
What CITIZENS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 442,433,000 | 444,074,000 | 443,211,000 | 451,926,000 |
| Total loans | 329,398,000 | 327,098,000 | 323,279,000 | 334,040,000 |
| Allowance for loan losses | 7,507,000 | 7,227,000 | 7,210,000 | 7,227,000 |
| Securities available for sale | 66,224,000 | 84,147,000 | 84,918,000 | 85,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,166,000 | 394,584,000 | 392,103,000 | 400,896,000 |
| Interest-bearing deposits | 344,065,000 | 345,177,000 | 342,969,000 | 340,743,000 |
| Noninterest-bearing deposits | 50,101,000 | 49,407,000 | 49,134,000 | 60,153,000 |
| Equity capital | 47,493,000 | 48,285,000 | 50,015,000 | 50,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,636,000 | 8,925,000 | 14,253,000 | 18,348,000 |
| Interest expense | 671,000 | 1,272,000 | 1,729,000 | 2,196,000 |
| Net interest income | 3,965,000 | 7,653,000 | 12,524,000 | 16,152,000 |
| Noninterest income | 277,000 | 578,000 | 900,000 | 1,291,000 |
| Noninterest expense | 2,469,000 | 5,100,000 | 7,782,000 | 10,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,773,000 | 3,131,000 | 5,623,000 | 6,873,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,773,000 | 3,131,000 | 5,623,000 | 6,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,832,000 | 45,764,000 | 47,940,000 | 48,542,000 |
| Total capital | 49,102,000 | 50,218,000 | 52,503,000 | 53,282,000 |
| Risk-weighted assets | 338,369,000 | 353,534,000 | 362,378,000 | 376,753,000 |