Call reports 2012
CITIZENS STATE BANK — 2012
What CITIZENS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 300,569,000 | 301,027,000 | 306,420,000 | 327,696,000 |
| Total loans | 225,440,000 | 244,536,000 | 250,665,000 | 264,838,000 |
| Allowance for loan losses | 3,483,000 | 3,606,000 | 3,693,000 | 3,856,000 |
| Securities available for sale | 30,116,000 | 36,838,000 | 35,273,000 | 34,151,000 |
| Securities held to maturity | 1,658,000 | 1,049,000 | 455,000 | 343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,270,000 | 261,141,000 | 267,571,000 | 292,652,000 |
| Interest-bearing deposits | 225,166,000 | 220,343,000 | 227,057,000 | 243,544,000 |
| Noninterest-bearing deposits | 42,104,000 | 40,798,000 | 40,514,000 | 49,108,000 |
| Equity capital | 28,082,000 | 28,807,000 | 29,251,000 | 29,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,761,000 | 10,305,000 | 13,833,000 |
| Interest expense | 636,000 | 1,237,000 | 1,840,000 | 2,439,000 |
| Net interest income | 2,708,000 | 5,524,000 | 8,465,000 | 11,394,000 |
| Noninterest income | 187,000 | 410,000 | 707,000 | 1,080,000 |
| Noninterest expense | 1,880,000 | 3,679,000 | 5,529,000 | 7,173,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 959,000 | 2,310,000 | 3,548,000 | 5,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 959,000 | 2,310,000 | 3,548,000 | 5,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,599,000 | 25,269,000 | 25,566,000 | 26,455,000 |
| Total capital | 27,593,000 | 28,465,000 | 28,837,000 | 29,931,000 |
| Risk-weighted assets | 238,933,000 | 255,156,000 | 261,150,000 | 277,624,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.