Call reports 2011
CITIZENS STATE BANK — 2011
What CITIZENS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 239,166,000 | 277,888,000 | 276,661,000 | 291,332,000 |
| Total loans | 181,499,000 | 211,482,000 | 224,666,000 | 235,851,000 |
| Allowance for loan losses | 2,607,000 | 3,076,000 | 3,193,000 | 3,349,000 |
| Securities available for sale | 27,054,000 | 32,091,000 | 23,320,000 | 26,427,000 |
| Securities held to maturity | 2,165,000 | 2,033,000 | 2,015,000 | 1,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,657,000 | 243,611,000 | 242,198,000 | 257,075,000 |
| Interest-bearing deposits | 187,108,000 | 207,653,000 | 209,066,000 | 214,035,000 |
| Noninterest-bearing deposits | 27,549,000 | 35,958,000 | 33,132,000 | 43,040,000 |
| Equity capital | 21,285,000 | 27,668,000 | 27,814,000 | 27,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,808,000 | 5,946,000 | 9,251,000 | 12,689,000 |
| Interest expense | 706,000 | 1,428,000 | 2,160,000 | 2,870,000 |
| Net interest income | 2,102,000 | 4,518,000 | 7,091,000 | 9,819,000 |
| Noninterest income | 195,000 | 425,000 | 770,000 | 1,024,000 |
| Noninterest expense | 1,575,000 | 3,271,000 | 5,043,000 | 6,881,000 |
| Provision for loan losses | 375,000 | 530,000 | 755,000 | 1,005,000 |
| Pretax income | 347,000 | 1,142,000 | 2,132,000 | 3,044,000 |
| Income tax | 0 | 3,000 | 5,000 | 5,000 |
| Net income | 347,000 | 1,139,000 | 2,127,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,591,000 | 24,069,000 | 24,152,000 | 24,186,000 |
| Total capital | 21,992,000 | 26,807,000 | 27,050,000 | 27,213,000 |
| Risk-weighted assets | 191,803,000 | 218,602,000 | 231,475,000 | 241,790,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.