Call reports 2022
GSL SAVINGS BANK — 2022
What GSL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 127,829,000 | 126,375,000 | 124,091,000 | 128,545,000 |
| Total loans | 91,368,000 | 91,811,000 | 90,335,000 | 94,308,000 |
| Allowance for loan losses | 776,000 | 776,000 | 776,000 | 776,000 |
| Securities available for sale | 10,602,000 | 14,725,000 | 14,180,000 | 14,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,852,000 | 103,567,000 | 101,559,000 | 106,005,000 |
| Interest-bearing deposits | 97,305,000 | 96,016,000 | 93,396,000 | 98,198,000 |
| Noninterest-bearing deposits | 7,547,000 | 7,551,000 | 8,163,000 | 7,807,000 |
| Equity capital | 11,732,000 | 11,626,000 | 11,409,000 | 11,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,879,000 | 2,877,000 | 3,988,000 |
| Interest expense | 127,000 | 247,000 | 368,000 | 583,000 |
| Net interest income | 783,000 | 1,632,000 | 2,509,000 | 3,405,000 |
| Noninterest income | 27,000 | 56,000 | 84,000 | 119,000 |
| Noninterest expense | 702,000 | 1,477,000 | 2,251,000 | 3,010,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 211,000 | 342,000 | 514,000 |
| Income tax | 25,000 | 55,000 | 76,000 | 118,000 |
| Net income | 83,000 | 156,000 | 266,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,699,000 | 11,772,000 | 11,883,000 | 12,012,000 |
| Total capital | 12,242,000 | 12,315,000 | 12,426,000 | 12,555,000 |
| Risk-weighted assets | 80,278,000 | 72,357,000 | 71,664,000 | 76,489,000 |
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