Call reports 2018
GSL SAVINGS BANK — 2018
What GSL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 98,193,000 | 100,292,000 | 101,138,000 | 104,424,000 |
| Total loans | 85,319,000 | 88,026,000 | 86,588,000 | 85,677,000 |
| Allowance for loan losses | 731,000 | 731,000 | 731,000 | 731,000 |
| Securities available for sale | 2,206,000 | 2,147,000 | 2,081,000 | 2,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,609,000 | 81,684,000 | 80,531,000 | 83,865,000 |
| Interest-bearing deposits | 74,469,000 | 75,540,000 | 75,049,000 | 78,427,000 |
| Noninterest-bearing deposits | 5,140,000 | 6,144,000 | 5,482,000 | 5,438,000 |
| Equity capital | 11,542,000 | 11,639,000 | 11,689,000 | 11,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,724,000 | 2,574,000 | 3,474,000 |
| Interest expense | 164,000 | 349,000 | 564,000 | 804,000 |
| Net interest income | 673,000 | 1,375,000 | 2,010,000 | 2,670,000 |
| Noninterest income | 32,000 | 63,000 | 96,000 | 127,000 |
| Noninterest expense | 587,000 | 1,183,000 | 1,782,000 | 2,441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 118,000 | 255,000 | 324,000 | 356,000 |
| Income tax | 27,000 | 58,000 | 71,000 | 75,000 |
| Net income | 91,000 | 197,000 | 253,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,778,000 | 10,886,000 | 10,940,000 | 10,977,000 |
| Total capital | 11,278,000 | 11,408,000 | 11,449,000 | 11,504,000 |
| Risk-weighted assets | 56,956,000 | 59,508,000 | 59,236,000 | 60,200,000 |