Call reports 2017
GSL SAVINGS BANK — 2017
What GSL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,361,000 | 91,779,000 | 95,749,000 | 96,926,000 |
| Total loans | 76,347,000 | 79,974,000 | 81,077,000 | 82,354,000 |
| Allowance for loan losses | 731,000 | 731,000 | 731,000 | 731,000 |
| Securities available for sale | 2,519,000 | 2,474,000 | 2,404,000 | 2,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,264,000 | 78,738,000 | 74,689,000 | 76,378,000 |
| Interest-bearing deposits | 75,905,000 | 73,682,000 | 70,073,000 | 71,703,000 |
| Noninterest-bearing deposits | 5,359,000 | 5,056,000 | 4,616,000 | 4,675,000 |
| Equity capital | 12,003,000 | 12,097,000 | 11,909,000 | 11,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,526,000 | 2,318,000 | 3,134,000 |
| Interest expense | 161,000 | 324,000 | 465,000 | 618,000 |
| Net interest income | 597,000 | 1,202,000 | 1,853,000 | 2,516,000 |
| Noninterest income | 19,000 | 36,000 | 57,000 | 86,000 |
| Noninterest expense | 563,000 | 1,158,000 | 2,805,000 | 3,441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 80,000 | -895,000 | -839,000 |
| Income tax | 21,000 | 32,000 | -359,000 | 127,000 |
| Net income | 32,000 | 48,000 | -536,000 | -966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,423,000 | 11,057,000 | 10,473,000 | 10,695,000 |
| Total capital | 11,037,000 | 11,700,000 | 11,157,000 | 11,171,000 |
| Risk-weighted assets | 47,942,000 | 50,659,000 | 53,950,000 | 54,019,000 |