Call reports 2009
GSL SAVINGS BANK — 2009
What GSL SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 89,100,000 | 88,067,000 | 89,450,000 | 91,161,000 |
| Total loans | 29,076,000 | 28,918,000 | 29,306,000 | 28,790,000 |
| Allowance for loan losses | 367,000 | 370,000 | 373,000 | 376,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 0 |
| Securities held to maturity | 50,582,000 | 50,793,000 | 48,635,000 | 50,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,487,000 | 73,323,000 | 74,586,000 | 76,364,000 |
| Interest-bearing deposits | 67,129,000 | 70,270,000 | 71,670,000 | 73,469,000 |
| Noninterest-bearing deposits | 3,358,000 | 3,053,000 | 2,916,000 | 2,895,000 |
| Equity capital | 14,072,000 | 14,044,000 | 14,087,000 | 14,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,069,000 | 3,071,000 | 4,064,000 |
| Interest expense | 388,000 | 771,000 | 1,120,000 | 1,435,000 |
| Net interest income | 700,000 | 1,298,000 | 1,951,000 | 2,629,000 |
| Noninterest income | 34,000 | 67,000 | 93,000 | 115,000 |
| Noninterest expense | 672,000 | 1,364,000 | 2,005,000 | 2,717,000 |
| Provision for loan losses | 13,000 | 16,000 | 19,000 | 22,000 |
| Pretax income | 49,000 | -15,000 | 20,000 | 5,000 |
| Income tax | 13,000 | -13,000 | -21,000 | -26,000 |
| Net income | 36,000 | -2,000 | 41,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,073,000 | 14,045,000 | 14,088,000 | 14,078,000 |
| Total capital | 14,440,000 | 14,415,000 | 14,461,000 | 14,454,000 |
| Risk-weighted assets | 37,082,000 | 35,941,000 | 38,789,000 | 39,157,000 |
Machine access — free, no API key
Every figure shown here about GSL SAVINGS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.