Call reports 2019
WESTSIDE BANK — 2019
What WESTSIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,043,000 | 134,854,000 | 138,106,000 | 135,250,000 |
| Total loans | 81,479,000 | 78,495,000 | 82,697,000 | 81,585,000 |
| Allowance for loan losses | 1,147,000 | 1,089,000 | 1,119,000 | 1,119,000 |
| Securities available for sale | 8,484,000 | 8,535,000 | 8,511,000 | 8,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,001,000 | 120,503,000 | 123,757,000 | 117,477,000 |
| Interest-bearing deposits | 81,374,000 | 79,239,000 | 84,053,000 | 78,220,000 |
| Noninterest-bearing deposits | 40,627,000 | 41,264,000 | 39,704,000 | 39,257,000 |
| Equity capital | 12,140,000 | 13,184,000 | 13,554,000 | 16,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 3,025,000 | 4,589,000 | 6,097,000 |
| Interest expense | 80,000 | 185,000 | 313,000 | 435,000 |
| Net interest income | 1,415,000 | 2,840,000 | 4,276,000 | 5,662,000 |
| Noninterest income | 178,000 | 420,000 | 320,000 | 198,000 |
| Noninterest expense | 1,341,000 | 2,663,000 | 3,651,000 | 4,798,000 |
| Provision for loan losses | 0 | 162,000 | 192,000 | 192,000 |
| Pretax income | 252,000 | 435,000 | 753,000 | 870,000 |
| Income tax | 0 | 0 | 0 | -3,334,000 |
| Net income | 252,000 | 435,000 | 753,000 | 4,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,090,000 | 13,025,000 | 13,343,000 | 13,524,000 |
| Total capital | 13,237,000 | 14,114,000 | 14,462,000 | 14,629,000 |
| Risk-weighted assets | 95,883,000 | 93,148,000 | 91,311,000 | 88,367,000 |