Call reports 2018
WESTSIDE BANK — 2018
What WESTSIDE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,973,000 | 125,311,000 | 127,438,000 | 128,149,000 |
| Total loans | 77,228,000 | 77,427,000 | 78,191,000 | 76,951,000 |
| Allowance for loan losses | 1,144,000 | 1,147,000 | 1,147,000 | 1,147,000 |
| Securities available for sale | 9,204,000 | 9,063,000 | 8,372,000 | 8,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,444,000 | 113,357,000 | 115,221,000 | 115,629,000 |
| Interest-bearing deposits | 79,229,000 | 77,292,000 | 79,109,000 | 78,699,000 |
| Noninterest-bearing deposits | 31,215,000 | 36,065,000 | 36,112,000 | 36,930,000 |
| Equity capital | 11,081,000 | 11,295,000 | 11,554,000 | 11,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,688,000 | 4,081,000 | 5,495,000 |
| Interest expense | 59,000 | 120,000 | 191,000 | 271,000 |
| Net interest income | 1,315,000 | 2,568,000 | 3,890,000 | 5,224,000 |
| Noninterest income | -58,000 | 147,000 | 323,000 | 816,000 |
| Noninterest expense | 986,000 | 2,105,000 | 3,300,000 | 4,880,000 |
| Provision for loan losses | 62,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 209,000 | 460,000 | 758,000 | 1,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 460,000 | 758,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,042,000 | 11,292,000 | 11,591,000 | 11,838,000 |
| Total capital | 12,186,000 | 12,439,000 | 12,738,000 | 12,985,000 |
| Risk-weighted assets | 92,681,000 | 94,357,000 | 94,874,000 | 91,721,000 |