Call reports 2017
WESTSIDE BANK — 2017
What WESTSIDE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,180,000 | 126,751,000 | 128,734,000 | 122,496,000 |
| Total loans | 66,690,000 | 70,560,000 | 73,193,000 | 75,450,000 |
| Allowance for loan losses | 1,023,000 | 1,061,000 | 1,017,000 | 1,082,000 |
| Securities available for sale | 9,268,000 | 9,695,000 | 9,968,000 | 9,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,704,000 | 115,149,000 | 117,243,000 | 111,039,000 |
| Interest-bearing deposits | 82,390,000 | 82,582,000 | 83,419,000 | 80,891,000 |
| Noninterest-bearing deposits | 28,314,000 | 32,567,000 | 33,824,000 | 30,148,000 |
| Equity capital | 10,878,000 | 11,006,000 | 10,853,000 | 10,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,203,000 | 3,394,000 | 4,582,000 |
| Interest expense | 61,000 | 120,000 | 182,000 | 242,000 |
| Net interest income | 1,000,000 | 2,083,000 | 3,212,000 | 4,340,000 |
| Noninterest income | 155,000 | 317,000 | -179,000 | -30,000 |
| Noninterest expense | 1,052,000 | 2,202,000 | 2,952,000 | 4,046,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 140,000 |
| Pretax income | 28,000 | 123,000 | 6,000 | 124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 123,000 | 6,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,739,000 | 10,832,000 | 10,622,000 | 10,833,000 |
| Total capital | 11,762,000 | 11,893,000 | 11,639,000 | 11,915,000 |
| Risk-weighted assets | 89,103,000 | 89,386,000 | 92,853,000 | 92,933,000 |