Call reports 2016
WESTSIDE BANK — 2016
What WESTSIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,159,000 | 122,372,000 | 117,283,000 | 117,175,000 |
| Total loans | 67,540,000 | 66,410,000 | 67,034,000 | 69,247,000 |
| Allowance for loan losses | 1,010,000 | 997,000 | 997,000 | 998,000 |
| Securities available for sale | 10,926,000 | 10,774,000 | 9,988,000 | 9,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,673,000 | 110,887,000 | 105,858,000 | 105,873,000 |
| Interest-bearing deposits | 82,053,000 | 82,836,000 | 80,028,000 | 80,132,000 |
| Noninterest-bearing deposits | 28,620,000 | 28,051,000 | 25,830,000 | 25,741,000 |
| Equity capital | 11,021,000 | 10,916,000 | 10,859,000 | 10,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,014,000 | 3,025,000 | 4,149,000 |
| Interest expense | 81,000 | 157,000 | 228,000 | 293,000 |
| Net interest income | 926,000 | 1,857,000 | 2,797,000 | 3,856,000 |
| Noninterest income | 165,000 | 317,000 | 468,000 | 615,000 |
| Noninterest expense | 1,004,000 | 2,037,000 | 3,180,000 | 4,222,000 |
| Provision for loan losses | 0 | 239,000 | 239,000 | 239,000 |
| Pretax income | 87,000 | -102,000 | -159,000 | 5,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | -102,000 | -159,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,749,000 | 10,605,000 | 10,548,000 | 10,711,000 |
| Total capital | 11,759,000 | 11,602,000 | 11,545,000 | 11,709,000 |
| Risk-weighted assets | 91,444,000 | 92,561,000 | 91,457,000 | 92,022,000 |