Call reports 2015
WESTSIDE BANK — 2015
What WESTSIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 114,422,000 | 115,817,000 | 116,847,000 | 114,277,000 |
| Total loans | 64,557,000 | 63,852,000 | 62,734,000 | 62,883,000 |
| Allowance for loan losses | 1,202,000 | 1,202,000 | 1,018,000 | 1,010,000 |
| Securities available for sale | 10,867,000 | 10,427,000 | 11,214,000 | 10,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,365,000 | 109,863,000 | 110,765,000 | 108,295,000 |
| Interest-bearing deposits | 85,492,000 | 83,638,000 | 84,747,000 | 83,742,000 |
| Noninterest-bearing deposits | 22,873,000 | 26,225,000 | 26,018,000 | 24,553,000 |
| Equity capital | 5,592,000 | 5,522,000 | 5,560,000 | 5,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,933,000 | 2,906,000 | 3,874,000 |
| Interest expense | 121,000 | 232,000 | 334,000 | 429,000 |
| Net interest income | 840,000 | 1,701,000 | 2,572,000 | 3,445,000 |
| Noninterest income | 166,000 | 342,000 | 453,000 | 611,000 |
| Noninterest expense | 1,157,000 | 2,141,000 | 3,134,000 | 4,110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -151,000 | -98,000 | -109,000 | -54,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -151,000 | -98,000 | -109,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,279,000 | 5,331,000 | 5,321,000 | 5,375,000 |
| Total capital | 6,397,000 | 6,437,000 | 6,339,000 | 6,385,000 |
| Risk-weighted assets | 89,406,000 | 88,353,000 | 86,489,000 | 86,958,000 |