Call reports 2014
WESTSIDE BANK — 2014
What WESTSIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 116,307,000 | 117,026,000 | 115,801,000 | 112,127,000 |
| Total loans | 71,289,000 | 71,177,000 | 68,183,000 | 67,441,000 |
| Allowance for loan losses | 1,077,000 | 1,077,000 | 1,101,000 | 1,200,000 |
| Securities available for sale | 12,421,000 | 11,752,000 | 10,960,000 | 10,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,497,000 | 110,786,000 | 109,354,000 | 106,037,000 |
| Interest-bearing deposits | 90,166,000 | 89,711,000 | 89,083,000 | 85,898,000 |
| Noninterest-bearing deposits | 20,331,000 | 21,075,000 | 20,271,000 | 20,139,000 |
| Equity capital | 5,460,000 | 5,758,000 | 5,906,000 | 5,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,123,000 | 3,169,000 | 4,172,000 |
| Interest expense | 171,000 | 333,000 | 478,000 | 606,000 |
| Net interest income | 890,000 | 1,790,000 | 2,691,000 | 3,566,000 |
| Noninterest income | 161,000 | 331,000 | 490,000 | 658,000 |
| Noninterest expense | 895,000 | 1,806,000 | 2,774,000 | 4,093,000 |
| Provision for loan losses | 203,000 | 203,000 | 203,000 | 203,000 |
| Pretax income | -47,000 | 191,000 | 360,000 | 214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -47,000 | 191,000 | 360,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,169,000 | 5,407,000 | 5,576,000 | 5,430,000 |
| Total capital | 6,246,000 | 6,484,000 | 6,674,000 | 6,522,000 |
| Risk-weighted assets | 89,847,000 | 89,567,000 | 87,792,000 | 87,226,000 |