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Call reports 2008

WESTSIDE BANK — 2008

What WESTSIDE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/41004af6-2f31-408f-b2ba-8ed1a7533cf0/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets96,451,000116,421,000136,583,000133,886,000
Total loans81,889,00090,178,000102,615,000105,607,000
Allowance for loan losses867,0001,335,0001,491,0002,193,000
Securities available for sale5,414,0005,057,0005,012,0005,350,000
Securities held to maturity0000
Trading assets0000
Total deposits75,137,00095,924,000116,305,000116,207,000
Interest-bearing deposits72,794,00091,587,000109,923,000108,774,000
Noninterest-bearing deposits2,343,0004,337,0006,382,0007,433,000
Equity capital21,068,00020,192,00019,898,00017,316,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,454,0002,806,0004,382,0005,909,000
Interest expense839,0001,691,0002,684,0003,673,000
Net interest income615,0001,115,0001,698,0002,236,000
Noninterest income182,000376,000559,000773,000
Noninterest expense820,0001,824,0002,931,0004,389,000
Provision for loan losses65,000668,000824,0003,200,000
Pretax income-88,000-1,001,000-1,498,000-4,533,000
Income tax0000
Net income-88,000-1,001,000-1,498,000-4,533,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital20,991,00020,217,00019,859,00017,236,000
Total capital21,858,00021,552,00021,350,00018,556,000
Risk-weighted assets98,166,000108,296,000120,940,000116,901,000

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