Call reports 2021
CLARKSON BANK — 2021
What CLARKSON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 68,260,000 | 69,482,000 | 68,429,000 | 68,197,000 |
| Total loans | 31,666,000 | 28,214,000 | 27,477,000 | 29,152,000 |
| Allowance for loan losses | 884,000 | 885,000 | 889,000 | 889,000 |
| Securities available for sale | 34,464,000 | 39,397,000 | 39,010,000 | 35,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,297,000 | 56,376,000 | 54,897,000 | 56,571,000 |
| Interest-bearing deposits | 42,597,000 | 42,235,000 | 42,823,000 | 43,310,000 |
| Noninterest-bearing deposits | 12,700,000 | 14,141,000 | 12,074,000 | 13,261,000 |
| Equity capital | 8,557,000 | 8,670,000 | 8,642,000 | 6,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,000,000 | 1,485,000 | 2,369,000 |
| Interest expense | 108,000 | 212,000 | 313,000 | 413,000 |
| Net interest income | 391,000 | 788,000 | 1,172,000 | 1,956,000 |
| Noninterest income | 272,000 | 448,000 | 467,000 | 90,000 |
| Noninterest expense | 271,000 | 521,000 | 774,000 | 1,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 392,000 | 721,000 | 898,000 | 1,027,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 25,000 |
| Net income | 386,000 | 710,000 | 881,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,533,000 | 8,588,000 | 8,534,000 | 6,855,000 |