Call reports 2009
CLARKSON BANK — 2009
What CLARKSON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,409,000 | 46,192,000 | 47,143,000 | 49,972,000 |
| Total loans | 22,468,000 | 23,628,000 | 24,927,000 | 26,623,000 |
| Allowance for loan losses | 857,000 | 857,000 | 858,000 | 826,000 |
| Securities available for sale | 21,869,000 | 21,844,000 | 21,178,000 | 20,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,560,000 | 37,122,000 | 38,002,000 | 41,015,000 |
| Interest-bearing deposits | 32,590,000 | 30,965,000 | 31,575,000 | 32,356,000 |
| Noninterest-bearing deposits | 6,970,000 | 6,157,000 | 6,428,000 | 8,658,000 |
| Equity capital | 5,398,000 | 5,479,000 | 5,673,000 | 5,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,324,000 | 1,963,000 | 2,553,000 |
| Interest expense | 215,000 | 419,000 | 605,000 | 786,000 |
| Net interest income | 460,000 | 905,000 | 1,358,000 | 1,767,000 |
| Noninterest income | 38,000 | 62,000 | 89,000 | 113,000 |
| Noninterest expense | 224,000 | 464,000 | 690,000 | 950,000 |
| Provision for loan losses | -10,000 | -10,000 | -10,000 | -10,000 |
| Pretax income | 287,000 | 516,000 | 771,000 | 953,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 282,000 | 507,000 | 757,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,158,000 | 5,183,000 | 5,265,000 | 5,272,000 |
| Total capital | 5,520,000 | 5,553,000 | 5,654,000 | 5,688,000 |
| Risk-weighted assets | 28,470,000 | 29,118,000 | 30,625,000 | 32,864,000 |
Machine access — free, no API key
Every figure shown here about CLARKSON BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.