Call reports 2008
CLARKSON BANK — 2008
What CLARKSON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,849,000 | 45,855,000 | 47,167,000 | 48,490,000 |
| Total loans | 21,982,000 | 22,572,000 | 23,000,000 | 23,954,000 |
| Allowance for loan losses | 852,000 | 856,000 | 866,000 | 866,000 |
| Securities available for sale | 21,507,000 | 22,157,000 | 23,254,000 | 22,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,305,000 | 39,382,000 | 39,007,000 | 41,460,000 |
| Interest-bearing deposits | 34,420,000 | 34,310,000 | 33,805,000 | 34,142,000 |
| Noninterest-bearing deposits | 5,886,000 | 5,072,000 | 5,202,000 | 7,318,000 |
| Equity capital | 5,073,000 | 4,684,000 | 4,829,000 | 5,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,402,000 | 2,099,000 | 2,731,000 |
| Interest expense | 283,000 | 547,000 | 794,000 | 1,021,000 |
| Net interest income | 414,000 | 855,000 | 1,305,000 | 1,710,000 |
| Noninterest income | 98,000 | 120,000 | 138,000 | 160,000 |
| Noninterest expense | 191,000 | 394,000 | 602,000 | 863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 445,000 | 749,000 | 1,013,000 | 1,194,000 |
| Income tax | -2,000 | 2,000 | 7,000 | 13,000 |
| Net income | 447,000 | 747,000 | 1,006,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,857,000 | 4,931,000 | 5,010,000 | 5,006,000 |
| Total capital | 5,217,000 | 5,295,000 | 5,383,000 | 5,388,000 |
| Risk-weighted assets | 28,280,000 | 28,645,000 | 29,361,000 | 30,067,000 |
Machine access — free, no API key
Every figure shown here about CLARKSON BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.