Call reports 2026
PIEDMONT FEDERAL SAVINGS BANK — 2026
What PIEDMONT FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,307,724,000 | 1,316,062,000 |
| Total loans | 892,090,000 | 917,466,000 |
| Allowance for loan losses | 6,825,000 | 6,973,000 |
| Securities available for sale | 235,553,000 | 226,600,000 |
| Securities held to maturity | 17,512,000 | 16,660,000 |
| Trading assets | 0 | 0 |
| Total deposits | 957,373,000 | 973,732,000 |
| Interest-bearing deposits | 915,766,000 | 923,713,000 |
| Noninterest-bearing deposits | 41,607,000 | 50,019,000 |
| Equity capital | 239,320,000 | 240,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,364,000 | 27,294,000 |
| Interest expense | 6,371,000 | 12,894,000 |
| Net interest income | 6,993,000 | 14,400,000 |
| Noninterest income | 907,000 | 1,939,000 |
| Noninterest expense | 7,235,000 | 14,593,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 515,000 | 1,446,000 |
| Income tax | -10,000 | 99,000 |
| Net income | 525,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 246,045,000 | 246,942,000 |