Call reports 2023
PIEDMONT FEDERAL SAVINGS BANK — 2023
What PIEDMONT FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,162,476,000 | 1,169,959,000 | 1,165,535,000 | 1,172,171,000 |
| Total loans | 702,140,000 | 698,762,000 | 698,239,000 | 702,503,000 |
| Allowance for loan losses | 5,354,000 | 5,354,000 | 5,354,000 | 5,354,000 |
| Securities available for sale | 303,572,000 | 297,261,000 | 291,457,000 | 282,846,000 |
| Securities held to maturity | 36,874,000 | 35,488,000 | 34,198,000 | 29,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 805,205,000 | 812,968,000 | 813,354,000 | 823,936,000 |
| Interest-bearing deposits | 798,564,000 | 802,559,000 | 801,700,000 | 812,268,000 |
| Noninterest-bearing deposits | 6,641,000 | 10,409,000 | 11,654,000 | 11,668,000 |
| Equity capital | 208,988,000 | 207,448,000 | 202,111,000 | 195,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,785,000 | 20,030,000 | 31,362,000 | 42,707,000 |
| Interest expense | 4,017,000 | 9,180,000 | 15,290,000 | 21,975,000 |
| Net interest income | 5,768,000 | 10,850,000 | 16,072,000 | 20,732,000 |
| Noninterest income | 532,000 | 1,076,000 | 1,531,000 | 2,192,000 |
| Noninterest expense | 5,706,000 | 11,107,000 | 16,208,000 | 21,505,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 554,000 | 779,000 | 1,355,000 | 273,000 |
| Income tax | 52,000 | 26,000 | 62,000 | -90,000 |
| Net income | 502,000 | 753,000 | 1,293,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,765,000 | 236,016,000 | 236,556,000 | 219,626,000 |