Call reports 2022
PIEDMONT FEDERAL SAVINGS BANK — 2022
What PIEDMONT FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,012,834,000 | 1,129,569,000 | 1,142,675,000 | 1,151,256,000 |
| Total loans | 654,646,000 | 674,094,000 | 681,318,000 | 697,747,000 |
| Allowance for loan losses | 1,948,000 | 2,066,000 | 2,156,000 | 2,215,000 |
| Securities available for sale | 198,812,000 | 293,298,000 | 297,561,000 | 300,343,000 |
| Securities held to maturity | 49,831,000 | 47,453,000 | 42,574,000 | 38,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,322,000 | 770,665,000 | 790,480,000 | 793,733,000 |
| Interest-bearing deposits | 758,940,000 | 764,587,000 | 783,583,000 | 786,428,000 |
| Noninterest-bearing deposits | 5,382,000 | 6,078,000 | 6,897,000 | 7,305,000 |
| Equity capital | 220,397,000 | 210,468,000 | 202,916,000 | 207,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,495,000 | 13,591,000 | 21,786,000 | 30,916,000 |
| Interest expense | 988,000 | 2,146,000 | 4,151,000 | 7,185,000 |
| Net interest income | 5,507,000 | 11,445,000 | 17,635,000 | 23,731,000 |
| Noninterest income | 350,000 | 675,000 | 1,069,000 | 1,563,000 |
| Noninterest expense | 5,400,000 | 10,927,000 | 16,575,000 | 22,518,000 |
| Provision for loan losses | 98,000 | 218,000 | 308,000 | 368,000 |
| Pretax income | 359,000 | 975,000 | 1,821,000 | 2,408,000 |
| Income tax | 16,000 | 92,000 | 199,000 | 287,000 |
| Net income | 343,000 | 883,000 | 1,622,000 | 2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,304,000 | 236,844,000 | 237,583,000 | 237,882,000 |